The Secret to Saving Your Salary Until the End of the Month
(Translated from Arabic)
This is the true story of a young Saudi man. He was unhappy with his life. His salary was only 4,000 Riyals, and being married, his expenses were far more than his income. Before the end of each month, his salary would vanish, and he would be forced to take loans. Bit by bit, he was sinking into a pit of debt, convinced that this was how his life would remain forever.
Although his wife was understanding and careful with their limited finances, the pressure of debts made even breathing difficult.
One day, he attended a gathering with friends. Among them was a wise and respected friend whose advice he deeply valued. While chatting, he opened up about his financial struggles. The friend listened carefully and then suggested something unexpected:
"My advice? Start setting aside a small part of your salary for charity."
The young man was taken aback.
"But I’m already borrowing money just to get by... and you're asking me to give it away?"
Still, when he returned home and shared the conversation with his wife, she said something beautiful:
"Why not try? Maybe Allah will open the doors of blessings for us."
So, he decided to give it a try. From his 4,000 Riyal salary, he set aside just 30 Riyals for charity and began donating it at the end of each month.
SubhanAllah!
He swears by God — his life completely changed.
Where he once lived under constant financial stress, now he felt peace and lightness in his soul. Despite still being in debt, he no longer felt imprisoned. There was a newfound serenity in his heart that he could hardly describe.
A few months later, he began organizing his life and dividing his salary into proper portions. The blessings that followed were unlike anything he had ever experienced. He calculated and realized that, InshaAllah, within a certain time, he could finally be debt-free.
Then Allah opened another door. He began assisting a relative in real estate dealings — bringing in clients and earning a fair share of profits in return.
Whenever he earned any profit, he continued his habit: taking out charity first — for the sake of Allah.
He says:
"By Allah! Charity is a secret only those who try it can truly understand.
Give charity — be patient — and you will witness Allah’s blessings with your own eyes."
A Few Beautiful Reminders:
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When you encourage someone to give charity from their income and they act upon it, you earn the same reward — without reducing the giver’s reward even a bit!
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And if you simply share this message, and someone makes charity a habit because of you, you will keep earning rewards long after you're gone — just like I read this message and made it my routine. And believe me, the biggest change happened not in my bank account, but in my heart. The peace is beyond explanation!
Dear reader,
Even if you’re a student with a fixed allowance — try to set aside a small amount, whatever you can, and give it in charity.
If we truly understood that the charity reaches Allah’s hands before it ever reaches the poor, we would find more joy in giving than anyone finds in receiving.
Do You Know the Benefits of Charity?
Please pay special attention to points 17, 18, and 19.
Listen carefully — both the giver and those who inspire others to give:
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Charity is one of the gates to Paradise.
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It’s one of the best righteous deeds — and feeding others is its highest form.
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Charity will be a shade on the Day of Judgment and protect from Hellfire.
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It calms Allah’s anger and cools the heat of the grave.
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It is the best gift and benefit for the deceased.
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It purifies the soul and increases good deeds.
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It will bring joy and radiance to your face on Judgment Day.
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It will protect you from the horror of that day and prevent regret.
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It is a cause for the forgiveness of sins.
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It’s a sign of a blessed end and draws the angels' prayers.
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The giver of charity is among the best people.
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It brings immense reward and abundant good.
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It ranks a person among the righteous and earns people’s love.
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It is a mark of generosity and nobility.
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It leads to answered prayers and solutions to difficulties.
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It wards off calamities and closes the door to 70 kinds of evil.
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It increases wealth and lifespan, and brings success and prosperity.
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It acts as medicine, cure, and healing.
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It protects from fire, drowning, theft, and a bad death.
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Its reward reaches you even when given to animals and birds.
Final Word:
The best charity you can do right now is to share this message — with the intention of charity.
Let your reward multiply — even after you leave this world.
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